You earn, save part of your income, and then spend the rest. The difference between money-savvy people and the spendthrift is spending wisely. When you practice smart spending, your money stretches further. This translates to saving more money. When you recognise your spending follies, you start to save more money. Identify your bad spending habits […]
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Let’s look at Malaysia’s average life expectancy. Statistically, as at 2016, Malaysians are expected to live to 75 plus. We are living longer than most of our neighbours. Singapore’s retirement age is 62. Britain’s retirement age is expected to be 67 come 2030. The focus here is not about senior citizens living longer but about […]
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For young couples, apart from starting a family, owning a home is also a top priority. But, might renting not be a better option? For the purposes of this article, owning a property would be until retirement and it is not for investment purposes. The lifetime is split into three stages – the initial years, […]
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